Do i need to mention it again? modifications! anything that is fitted to your car over and above the standard luxury or premium luxury specification (even metallic paint) is a modification and should be declared. If you dont (and i suspect this is how people are getting quotes of £200) then you are underinsured and i wish you good luck if you have the unfortunate requirement to make a claim.Growler said:What are the major factors affecting premiums? I believe I'll be looking at an annual premium of between £500 - £550. What stops me getting a sub £300 quote like some others?
Is it age (38)?
Annual Mileage (15,000)
Useage (business travel included)
Location (Bristol suburbs)
(I have full 9+ years no claims, no endoresements)
Afraid So!Steamdreamer said:Is that really the best you can find using the online comparison sites, Growler? You sound like a typical sensible grown-up customer.