If you're buying a '17 plate car or have bought a car within the last 12 months, have you considered GAP insurance?

We offer both Invoice and the superior Replacement GAP insurance at prices up to 85% lower than your Motor Dealer might charge you and using discount code "XFFORUM10" you can save a further 10%!

In the event of your vehicle being declared a Total Loss ("written off") by your Motor Insurer through accident, fire, theft or flood, the policies work as follows:

Invoice GAP insurance: Aims to pay the difference between your motor insurance payout and the greater of either:


  1. The finance agreement settlement figure at the time of claim (if applicable), or
  2. The original invoice price that you paid to put the vehicle on the road.


Replacement GAP insurance: Aims to pay the difference between your motor insurance payout and the greater of either:


  1. The finance agreement settlement figure at the time of claim (if applicable), or
  2. The original invoice price that you paid to put the vehicle on the road, or
  3. What it would cost at the time of claim to replace your vehicle with one of the same (or nearest equivalent) make, model, specification, age and mileage as was relevant to your original vehicle at the time you first bought it.


Cover Features:


  • Available for cars purchased for up to £150k
  • Available for cars purchased up to 365 days ago
  • Available for cars up to 10 years old
  • Claim Limits of up to £100k available (subject to vehicle value)
  • Cash payouts in the event of a claim (we don't tell you what vehicle you need to buy next or from whom)
  • Daily pro-rata rebates if you end your policy early.
  • NO - Cancellation or Admin Fees
  • NO - Market Value clauses
  • NO - Mileage limitations
  • FREE - Policy amendments
  • FREE - Transfer of unused premium to a new policy on a new vehicle
  • Durations of up to 5 years available
  • Pays up to £250 towards your Motor Insurance excess
  • FREE - Ability to defer the start date by up to a year from first registration if your Motor Insurance covers you on a new-for-old basis in the first year.
  • 30 day Cooling Off period.


See www.gapinsurance.co.uk or contact us on either support@gapinsurance.co.uk or 01943 850999 for more details.